Finding the best credit card for hotel rewards can be a daunting task, as there are many options available and each one offers a unique set of benefits and rewards. However, with a little research and careful consideration of your travel habits and needs, you can find a credit card that will help you save money on your hotel stays and earn valuable rewards such as free nights, room upgrades, and other perks. In this article, we will discuss some of the top credit cards for hotel rewards and help you determine which one is the best fit for you.
Factors to consider when choosing a hotel rewards credit card
Affiliated hotels: If you have a particular hotel chain that you prefer to stay at, you may want to choose a credit card that is affiliated with that chain and offers additional rewards or perks when you stay at their properties.
Earning rate: Look for a credit card that offers a high earning rate for hotel purchases. This will allow you to rack up rewards more quickly.
Bonus categories: Some credit cards offer bonus rewards for hotel purchases made within certain categories, such as luxury hotels or resorts. If you frequently stay at these types of properties, a card with bonus categories could be a good fit.
Redemption options: Consider the options available for redeeming your rewards. Can you redeem your points or miles for free nights at any hotel, or are you limited to a specific list of properties?
Annual fee: Many hotel rewards credit cards come with an annual fee, which can be offset by the value of the rewards you earn. However, if you don’t stay at hotels often, a card with a higher annual fee may not be worth it.
Other perks: Look for a credit card that offers additional perks, such as room upgrades, free breakfast, or late checkout, as these can add value to your hotel stays.
Foreign transaction fees: If you travel internationally, you may want to choose a credit card that does not charge foreign transaction fees, as these fees can add up quickly.